“How I Wasted ₹10,000 in a Month Without Realizing It (And What You Can Learn from My Mistakes)”
We’ve all had those months where the paycheck vanishes faster than a pack of chips during a Netflix binge. Well, last month was that month for me—except instead of snacks, it was my money disappearing.
Here’s a brutally honest breakdown of how I wasted ₹10,000 without even noticing… and the lessons that might save you from doing the same.
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1. The “It’s Just ₹200” Trap – ₹3,000 Gone
It started harmlessly:
A fancy coffee here
A delivery app convenience fee there
Impulse-buying yet another phone case because it was 30% off (on a phone I don’t even use anymore)
Lesson: Small leaks sink big ships. Track every rupee. Apps like Walnut or Money Manager help a lot.
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2. The “I Deserve This” Splurge – ₹2,500 Down
After a long week, I treated myself to a new pair of headphones. The problem?
I already had perfectly working headphones.
I was just bored.
Lesson: Emotional spending is real. Ask yourself: “Do I need this, or do I just want to feel better right now?” (Then drink water and take a nap.)
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3. Subscription Zombie Spending – ₹1,200 Burned
I was still paying for:
An online course I forgot to finish
A fitness app I used twice
A music app I didn’t need because YouTube exists
Lesson: Audit your subscriptions monthly. Cancel ruthlessly.
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4. The “Helping Everyone But Myself” Habit – ₹2,000 Out the Window
A friend needed help. I said yes.
A cousin asked for a loan. I sent it.
Someone’s birthday popped up—gift time!
Lesson: Be generous, but have boundaries. Your financial stability is your responsibility.
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5. Food Delivery Addiction – ₹1,300 Swallowed
Because why cook when I can scroll, tap, and magically summon paneer tikka?
Lesson: Set a food delivery budget—and try meal prepping once a week. It saves more than just money (your waistline will thank you too).
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Final Takeaway: Awareness = Power
I didn’t even realize where the money was going until I tracked it. No fancy spreadsheet—just a week of writing down every expense. And boom. I found my financial black hole.
If you’ve ever wondered, “Where did all my money go?”—do this too. You’ll probably laugh and cry at the same t
ime.
And hey, mistakes are normal. What matters is what you learn from them.
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